200 Romantic Good Night Messages That Will Make Her Smile Before Bedtime

July 21, 2025

In today’s fast-paced world, love doesn’t always need to arrive wrapped in extravagant gestures. Sometimes, a heartfelt good night message is all it takes to let your special woman know she’s on your mind. Whether you’re close or miles apart, sending her a sweet message before bed is a subtle but powerful way to express affection and ensure she ends her day feeling loved.

Table of Contents

Good night texts are a simple yet deeply meaningful habit in relationships. They reflect care, attention, and emotional presence. Whether brief and sweet or poetic and dreamy, a well-timed message can comfort her, make her smile, and strengthen your bond, no matter the distance.

Romantic Good Night Messages for Girlfriend

1. Good night, my love. I hope you dream of all the beautiful moments we’ve shared.

2. Even the stars can’t match your sparkle. Sleep well, my princess.

3. Your smile haunts my dreams—in the sweetest way. Good night, baby.

4. Each night away from you feels incomplete. Good night, love.

5. May your dreams be filled with my kisses and cuddles.

6. Sleep tight, knowing that my heart beats only for you.

7. Good night, babe. I wish I was there to hold you close.

8. The moon is jealous of your glow. Good night, sweetheart.

9. As you sleep, know that I’m falling deeper in love with you.

10. No matter how busy the day was, my nights are always for you.

11. Close your eyes and feel my love wrapping around you.

12. You’re the last thought on my mind every night. Sweet dreams.

13. May the night bring you peace, comfort, and my love.

14. Sleep well, baby girl. You’ve made my world better.

15. Distance means nothing when love is this strong. Good night.

16. I miss your voice, your touch, your everything. Sweet dreams.

17. Sleep like the queen you are. I’ll be dreaming of you.

18. I count stars, but you’re the only one that matters. Good night.

19. My love for you grows even in dreams. Sleep well.

20. Good night, my everything. You’re my forever thought.

Good Night Messages for Wife

21. Rest easy, my queen. You’ve made today perfect.

22. Every day ends beautifully because you’re mine. Good night.

23. Thank you for being my peace and home. Sleep well.

24. You’re my forever, even in dreams. Good night, darling.

25. I love you more each night. Sleep tight, wifey.

26. Your love completes me. May your dreams be beautiful.

27. Every night with you is a blessing. Sweet dreams.

28. Holding you close in my heart always. Good night.

29. Sleep well, my soulmate. I’m grateful for you.

30. My favorite part of the day is falling asleep beside you.

31. You’re the calm to my storm. Sleep peacefully.

32. Even in sleep, I thank God for you. Good night.

33. You’re the reason I smile before I sleep. Rest well.

34. You’re not just my wife, you’re my world. Good night.

35. May your dreams be filled with laughter and joy.

36. Your love is all I need to sleep peacefully.

37. I pray angels guard you tonight. Sleep tight.

38. To the love of my life—good night and sweet dreams.

39. May our love grow stronger even in sleep. Good night.

40. You’re my last thought and first love. Sleep well.

Sweet Good Night Messages for Your Mother

41. Good night, Mum. Your love is my comfort.

42. Sleep peacefully, Mama. You’ve done more than enough today.

43. Thank you for your endless care. Rest well.

44. May God wrap you in peace tonight, Mother.

45. You are love in human form. Good night, Mum.

46. Rest your beautiful soul. You’ve given so much.

47. Sleep with a smile, knowing you’re deeply loved.

48. Sweet dreams, Mama. I’m proud to be yours.

49. Good night, my first love. I cherish you.

50. You’re the best gift I ever got. Sleep well.

51. Wishing you calm dreams and a warm heart.

52. Mum, you shine brighter than stars. Rest well.

53. Thank you for everything. Good night, queen.

54. Tonight and always, you are deeply appreciated.

55. May peace and warmth fill your night, Mum.

Good Night Messages for Female Friend

Goodnight messages

56. Good night, bestie. May your dreams be light and your heart at ease.

57. Wishing you a night full of peace and recharging sleep.

58. May your worries melt away as you drift to sleep.

59. Sleep well, my dear friend. You’ve earned it.

60. Night night! Let tomorrow be even brighter than today.

61. Your friendship means so much to me. Rest well.

62. Dream of laughter, love, and all things good. Good night.

63. You’re always on my mind. Sleep peacefully, friend.

64. May your pillow be soft and your dreams even softer.

65. Sending warm thoughts and hugs your way tonight.

66. Sleep tight. I’ll be right here cheering for you tomorrow.

67. Rest and recharge, beautiful soul. Good night.

68. Hope your dreams reflect how amazing you are.

69. You’re one of the kindest people I know. Sleep well.

70. Good night to the friend who makes life beautiful.

Funny Good Night Messages For Her

71. Don’t let the bedbugs bite… unless they pay rent! Good night.

72. If you snore, don’t blame the cat. Sleep tight!

73. You must be tired—running through my mind all day!

74. Put your phone down and close those beautiful eyes. Seriously.

75. If dreams were food, I hope yours are jollof-flavored tonight.

76. I’d say sweet dreams, but you’re the only dessert I need!

77. Sleep like a baby—just without the 3am crying.

78. Dream of me. Or at least try not to drool this time.

79. Night night! Don’t text your ex in your dreams.

80. Try not to kick your blanket off again tonight.

81. Close your eyes before your brain starts overthinking.

82. May your sleep be as deep as my bank account… before payday.

83. No scary dreams allowed tonight. I’ve got security on duty.

84. Even the moon says you need to go to bed. Listen to her.

85. You survived today—go rest like the hero you are.

Flirty Good Night Messages For Her

86. Wish I could be your pillow tonight. Sweet dreams, babe.

87. Sleep well, sexy. I’ll be dreaming of your smile.

88. If I were there, you wouldn’t get much sleep… 😉

89. Flirting with sleep but thinking of you. Good night.

90. Can’t wait to steal kisses in my dreams tonight.

91. Good night, hottie. Just thinking about you is dangerous.

92. If kisses were stars, I’d give you the whole galaxy.

93. I hope you dream of me the way I dream of you.

94. Sleep well, love. I’ll be waiting for you in dreamland.

95. You’re the spark in my dreams and heat in my heart.

96. The night’s only flaw is that I can’t kiss you good night.

97. Sweet dreams, heart-stealer. I’m already missing you.

98. I want to be your last thought before you sleep.

99. Go to sleep, gorgeous. You’ve already wrecked my thoughts.

100. I hope you feel the heat from my flirty thoughts tonight.

Dirty/Sensual Good Night Messages For Her

101. If only you knew what I want to do to you tonight.

102. Imagine my hands where you want them. Good night, baby.

103. Sleep tight… but not too tight. I plan to unwrap you in my dreams.

104. Let your fantasies run wild tonight—I’ll be the lead.

105. Your body is my favorite bedtime story. Good night.

106. I can’t sleep without craving your skin on mine.

107. If only dreams could turn physical… Sweet night, my temptress.

108. Good night, lover. I’ll be thinking of every inch of you.

109. Close your eyes and feel my lips everywhere.

110. Sleep well, my vixen. My dreams are NSFW tonight.

Inspirational Good Night Messages For Her

111. End today knowing you did your best. Rest easy.

112. You’ve got this. Tomorrow’s another chance to shine.

113. May your dreams refresh your spirit and heart.

114. Sleep with peace. Wake with power.

115. Rest now. Great things await you at dawn.

116. Even the stars envy your light. Shine again tomorrow.

117. Close your eyes and breathe out today’s stress.

118. Good night. You’re stronger than today’s struggles.

119. You are magic—believe it even in your sleep.

120. Tomorrow is a blank page. Rest now, write later.

121. Let go of today. Let in peace and rest.

122. Sleep is your reset button. Hit it proudly.

123. You’re doing better than you think. Good night.

124. Rest well, dream big, rise fierce.

125. Tonight, let rest recharge your greatness.

Long Distance Good Night Messages

126. Even though you’re far away, you’re right here in my heart. Sleep well, love.

127. The distance may separate us physically, but emotionally, I’m hugging you tight. Good night.

128. Every star tonight is a reminder of our shared dreams. I miss you.

129. Good night, babe. I’ll be holding onto our memories until I can hold you again.

130. No matter how far you are, you’re always the last thought on my mind.

131. It’s hard falling asleep without your arms around me. Come back soon.

132. I’m staring at the moon and hoping you’re looking at it too.

133. May your night be peaceful, and may you dream of us together.

134. I know this distance is temporary. Our love is forever.

135. Counting the days until I can say good night in person.

136. Even apart, you’re my peace. Sleep tight, my love.

137. Until I can whisper good night into your ears, this message will do.

138. Love travels faster than light. So does my kiss tonight.

139. Distance tests love. Ours is passing beautifully. Good night.

140. Someday soon, we’ll fall asleep in the same bed. Till then, dream of me.

Long Good Night Messages

141. As the world gets quiet and the stars take the stage, I just want you to know how deeply you’re loved. Close your eyes and let your heart be at peace.

142. Even on the most chaotic days, your presence in my life gives me calm. May tonight wrap you in comfort and dreams of love and laughter.

143. Sleep isn’t just rest—it’s healing. Let this night mend everything today tried to break.

144. Tonight, I send you a thousand kisses in my thoughts. I hope they reach your dreams and paint a smile across your sleeping face.

145. Good night, my love. Let go of every worry and remember that you are deeply appreciated.

146. You’ve given your all today. Now it’s time to receive peace, comfort, and sweet dreams.

147. As you sleep, may your heart dance in joy and your soul find peace. You deserve it all.

148. Dream of fields of joy, rivers of peace, and skies filled with endless love.

149. Close your eyes and drift into the arms of sleep, knowing someone loves you unconditionally.

150. The night is still, but my love for you is loud. Sleep in that warmth.

151. Let your mind wander through beautiful thoughts and hope for tomorrow.

152. I pray the angels serenade you to sleep with songs of comfort.

153. My love, the day has ended, but my affection never does. Sweet dreams.

154. Sleep soundly. You are safe, loved, and cherished beyond measure.

155. I can’t be there physically, but I’m holding you in every heartbeat.

Short Good Night Messages

156. Sleep well, love.

157. Good night, beautiful.

158. Sweet dreams, darling.

159. Rest easy, babe.

160. Love you. Good night.

161. Till tomorrow, sweetheart.

162. Night night, cutie.

163. Stay cozy. Sleep tight.

164. Dream of me.

165. Peaceful sleep, love.

166. Miss you. Good night.

167. You rock. Sleep well.

168. End the day with love.

169. Snuggle up and rest.

170. Love surrounds you. Sleep.

171. Shut eye, open dreams.

172. You’re amazing. Good night.

173. Lights out, heart full.

174. Be still and rest.

175. Good night, my joy.

Messages to Make Her Fall in Love

176. Each night I text you, I fall in love all over again.

177. My heart beats for you—even in my dreams.

178. You’re not just someone I like—you’re someone I see forever with.

179. Good night, love. You’re the kind of person people search lifetimes for.

180. Falling asleep thinking of you is becoming a habit—and I love it.

181. You complete the parts of me I didn’t know were missing.

182. Your soul feels like home. Good night, my dream girl.

183. I don’t just love you—I’m in awe of you.

184. Every night I wish I could hold your hand until we fall asleep.

185. You’re the sweetest part of my day and the softest part of my night.

186. Good night, baby. You make life beautiful just by being in it.

187. I want to be the reason you smile in your sleep.

188. You’re the dream I didn’t know I had until I met you.

189. If I could, I’d write your name in the stars tonight.

190. Sleep well, future love of my life.

Deep & Profound Good Night Messages For Her

Good Night Messages For Her

191. You are the calm to my chaos, the moon to my tides.

192. Even the silence of night can’t drown the noise of my love for you.

193. Good night, my muse. You inspire everything good in me.

194. We are made of stars, and my brightest one is you.

195. Sleep is just a pause in our love story.

196. I hope your dreams speak to your soul tonight.

197. You are my poetry, even in the stillness of night.

198. No distance, no darkness can dim what I feel for you.

199. You are not just loved—you are understood.

200. Good night. You are everything words struggle to express.

Final Thought

Small actions create lasting impressions in love. A thoughtful good night message can become a ritual she treasures—a nightly reminder that no matter how far apart you are or how busy life gets, she is the last person on your mind before you sleep.

FYB: The Celebration I Deserve

Abuja Welcomes 1,000 Athletes For 2025 African Karate Championship

July 21, 2025

At least 1,000 athletes from 31 countries have arrived in the Nigerian capital ahead of the 2025 African Karate Championship which opens July 21 and runs to July 28. Host nation Nigeria will compete across four divisions as it welcomes one of the largest assemblies of continental karate talent in recent years.

President of the Karate Federation of Nigeria Silas Agara told reporters on Sunday that final logistics are in place after a hectic build up that saw teams, technical officials and delegation staff stream into Abuja through the week. He said the turnout confirms Africa growing interest in the sport and Nigeria capacity to stage major events.

“As at Wednesday night when registration closed we had 31 countries confirmed with more than 1,000 athletes and officials,” Agara said. “Accommodation transport and visa on arrival processing have been demanding but we are on course. Most delegations are already on ground and ready.”

Competition will be decided in four categories. The cadet class covers athletes aged 14 and 15. The junior division admits ages 16 and 17. Senior and para karate events are open to athletes 18 and above. Agara added that the General Assembly of the African Karate Federation will also convene in Abuja during championship week further elevating the significance of Nigeria hosting rights.

Karate Federation Technical Director Dave Jegede said Nigeria will field 60 athletes drawn from a preparation programme that included four national and two regional tune up championships. “Our athletes have been in camp and competing regularly,” he said. “Many are African champions and medalists at continental and Commonwealth levels. With the work we have put in we are confident Nigeria will make the country proud.”

The arrival of full delegations now shifts focus to competition mats where continental rankings medals and national pride will be at stake through finals day on July 28.

Bitget Launches $6 Million USDT Global Trading Contest, Targets Traders From 100+ Countries

July 21, 2025

Bitget, a leading cryptocurrency exchange and Web3 company, has officially launched its annual King’s Cup Global Invitational (KCGI) trading competition with a prize pool of six million USDT. This year’s edition promises to be the largest yet, drawing participants from over 100 countries and introducing fresh formats like team battles, bot trading, copy trading, and on-chain trading.

The contest will award cash equivalent prizes in USDT and unlock non cash partner experiences for top performers, including LALIGA matchday access, MotoGP circuit passes and other premium rewards that extend beyond trading results. Bitget said the broader reward mix is meant to boost participation across skill levels and geographies.

Bitget Chief Executive Officer Gracy Chen said, “Every year during KCGI we witness traders across the globe strategize synchronize and innovate. There is a lot of community and teamwork involved KCGI is our way of showing gratitude to our top traders. We are excited to kick off this year competition with 6 million USDT up for grabs and a range of dynamic challenges ahead. We invite our community to lead win and shape the future of trading.

KCGI 2025 introduces four main competitive tracks that reflect how digital asset trading has evolved on the platform. These are Team Battle for squad based performance, Copy Trading Showdown for strategy leaders and followers, Bot Trading Competition for automated and algorithm driven entries, and an On chain Arena focused on decentralized activity.

Registration is open and Bitget is urging early sign ups, noting that traders who join ahead of the official start can lock in bonuses, team captain slots and mystery reward draws. The Team Battle segment formally begins July 24 with other segments running on overlapping schedules through August under the KCGI calendar.

Bitget positions the annual KCGI as a flagship community event that showcases social and copy trading on its exchange while expanding its reach among regional trading communities worldwide. The company says it serves users across a global footprint and is building out a wider Web3 ecosystem around trading tools, partnerships and live fan experiences.

Naira Performance Faces Pressure As FX Liquidity Improves

Naira Performance Faces Pressure As FX Liquidity Improves

July 21, 2025

The naira closed last week at 1,532.34 per dollar in the Nigerian Foreign Exchange Market after a choppy run that left the currency marginally weaker from the prior week despite intermittent central bank support.

The week opened with the naira rebounding to a four month high of 1,518.88 per dollar at the Nigerian Foreign Exchange Market before easing to 1,530.25 and then 1,533.11 midweek. It later clawed back some ground to close around 1,532.34 on Friday. During the stretch the currency traded between about 1,515 and 1,538 in official dealings, while the parallel market hovered in a 1,535 to 1,544 band.

Analysts said central bank foreign exchange sales and gradually improving liquidity helped cap losses but underlying demand pressures remain. Cowry Assets reported mixed performance across market segments, noting a slight 0.06 per cent appreciation to 1,544 per dollar in the parallel window even as the official market finished the week in the red. The firm flagged continuing supply demand imbalances but said ongoing CBN intervention and FX reform progress could steady the currency.

AIICO Capital told clients the apex bank sold dollars early and late in the week to maintain relative stability and estimated external reserves rose by about 422 million dollars to 37.85 billion dollars. Recent data from the Nigerian Upstream Petroleum Regulatory Commission showed average daily crude oil production excluding condensates climbed 3.6 per cent month on month to 1.51 million barrels per day in June, a development analysts say should support reserve accretion and FX liquidity.

With the Central Bank Monetary Policy Committee meeting starting today, opinion is split. Doves cite easing inflation readings, a steadier naira, and reform traction to argue for a modest rate trim or corridor adjustment. Hawks warn that moving too soon could unwind FX gains amid food supply risks and fragile external inflows.

Comercio Partners said traders are positioning cautiously ahead of the communique and that policy guidance, more than the headline rate move, may set the near term tone for currency markets.

CBN Set To Offer ₦290 Billion Treasury Bills Amid Market Repricing Trends

NASS Showdown: Senate Draws Battle Lines Over Natasha’s Return

July 21, 2025

The leadership of Nigeria’s Senate has issued a firm warning to Senator Natasha Akpoti‑Uduaghan (Kogi Central), urging her to refrain from a planned return to the Chamber on Tuesday, citing the absence of any enforceable court order in her favor.

Early this year, Senator Akpoti‑Uduaghan made explosive allegations of sexual harassment against Senate President Godswill Akpabio. She claimed he offered to advance a motion in exchange for “quality moments” at his home—a claim he vehemently denied. The Senate’s Committee on Ethics quickly dismissed her petition over procedural technicalities and, on 6 March 2025, imposed a six-month suspension for alleged “unruly and disruptive behaviour,” not the harassment claim

An ethics committee led by Senator Imasuen upheld the suspension, also enforcing penalties including withdrawal of office access, allowances, and security.

Akpoti‑Uduaghan sought justice through the legal system, achieving a mixed outcome: on 4 July, the Federal High Court deemed the suspension excessive but imposed contempt sanctions—₦5 million in fines and required apologies in two newspapers and on her Facebook page

Senate spokesperson Yemi Adaramodu reiterated on Sunday that the court’s decision merely offered an advisory, not a mandatory order for reinstatement

“For the third time, we categorically state: there is no subsisting court order mandating the Senate to recall Senator Akpoti‑Uduaghan before the expiration of her suspension.”

The statement also highlighted her outstanding contempt penalty, namely, public apology and payment, yet to be fulfilled

Resorting to premature attendance would represent an affront to legislative protocol and possibly amount to contempt of Senate orders.

The Senate says it may revisit the court’s advisory in due course, including potential amendments to its Standing Orders. However, Senator Akpoti‑Uduaghan will remain sidelined until all judicial and institutional processes play out

Meanwhile, her legal team has maintained pressure, arguing that the court’s language—deeming the suspension “excessive” necessitates immediate reinstatement. They have foreshadowed possible enforcement proceedings if the Senate defies the court’s guidance

Women’s rights and representation – Akpoti‑Uduaghan remains one of Nigeria’s few female senators, and her initial allegations sparked nationwide discussions on systemic sexism in governance

Checks and balances, this standoff underscores tension between judicial advisories and legislative autonomy.

Political precedent – The Senate’s handling may serve as a template for future internal disciplinary disputes.

What began as an explosive accusation has evolved into an institutional standoff, absent of immediate court mandate yet full of political drama. As both sides prepare for possible legal escalation, the central question remains: will due process prevail, or will legislative sovereignty stand its ground?

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Air Peace To Launch Direct Abuja–London Flights On October 26

July 21, 2025

Nigeria’s premier airline, Air Peace, will begin non-stop flights from Abuja to London Heathrow and Gatwick from October 26, 2025, marking the first time a Nigerian carrier will serve both UK capital airports from the nation’s capital

The airline revealed that return tickets start at just ₦1 million, making it one of the most affordable direct options for travellers heading to London

Air Peace’s spokesperson, Efe Osifo‑Whiskey, emphasised that travellers from any of the airline’s domestic hubs can now book a single ticket via Abuja to Heathrow or Gatwick, eliminating hassle with multiple bookings and baggage checks

Similarly, passengers flying from London are offered same-day onward connections to Lagos, Port Harcourt, Enugu, Benin, Warri, Owerri, Kano, Yola, Gombe, and Asaba, with plans for more destinations

The service will be operated using Air Peace’s Boeing 777 fleet, featuring premium cabin layouts aimed at delivering superior comfort and service standards

Allen Onyema, Air Peace’s Chairman, described the launch as a bold step in making international travel more accessible to Nigerians, while reinforcing the airline’s leading role in both regional and intercontinental aviation.

NMA Warns Of Nationwide Strike As FG Ultimatum Nears End

NMA Warns Of Nationwide Strike As FG Ultimatum Nears End

July 21, 2025

The Nigerian Medical Association (NMA) has warned that it will shut down medical services nationwide if the Federal Government fails to meet its demands before the expiration of its 21-day ultimatum on July 23.

NMA President Prof Bala Audu, in an exclusive interview on Sunday, said the association was prepared to take “decisive action” if the government does not respond adequately to its concerns, which he described as critical to the survival of Nigeria’s healthcare system and the welfare of medical professionals.

“We have made our position clear. The ultimatum ends on July 23, and if the Federal Government does not address our demands, we may have no choice but to proceed with a strike,” he said.

The NMA had, on July 2, issued the ultimatum in protest against a circular from the National Salaries, Incomes and Wages Commission (NSIWC) on revised allowances for medical and dental officers in the federal public service, which it says violates prior agreements.

Prof Audu stated, “The circular contains provisions that were not mutually agreed upon and which undermine the remuneration and welfare of medical professionals. We have rejected that circular outright. We expect that any new directive affecting our members should be the outcome of mutual consultation, not something imposed.”

He noted that the NMA has been engaging with government stakeholders, including the Coordinating Minister of Health and Social Welfare, Prof Muhammad Pate, and the Minister of State for Health and Social Welfare, Dr Iziaq Salako. A meeting planned for last week was postponed due to the death of former President Muhammadu Buhari.

“Time is running out. Unless the meeting is held in the next few days, we may have no alternative but to proceed with industrial action. The 21-day ultimatum still stands,” Audu added.

In a communique, the NMA Katsina branch expressed “grave disappointment” and “unequivocal condemnation” over the NSIWC circular, demanding its immediate withdrawal. The statement, signed by Chairman Dr Muhammadu Sani and Secretary Dr Yahya Salisu, warned of potential disruption to health services if the issues remain unresolved.

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CBN Set To Offer ₦290 Billion Treasury Bills Amid Market Repricing Trends

July 21, 2025

The Central Bank of Nigeria (CBN) is preparing to auction ₦290 billion in Nigerian Treasury Bills (NTBs) this Wednesday, opening the window for investors to participate through the primary market auction (PMA).

This issuance comes amid a backdrop where ₦326.88 billion worth of maturing Treasury bills will lapse across the standard tenors this week. Analysts expect that the results from the recent Monetary Policy Committee (MPC) meeting will influence the pricing of stop rates in the auction conducted by the Debt Management Office (DMO) on behalf of the apex bank.

“We believe that the fixed income market has already factored in the likelihood of a hold in policy rates. However, a dovish stance from the monetary authority could encourage a further downward movement in yields across the entire curve,” noted analysts at AAG Capital in a market insight.

Recently, the National Bureau of Statistics (NBS) released its Consumer Price Index (CPI) data for June 2025, showing headline inflation declining to 22.22% year-on-year. This trend of disinflation is expected to affect investor sentiment in the fixed income market, particularly influencing spot rates for NTBs across the 91-day, 182-day, and 364-day maturities.

Over the past week, Treasury bill yields continued their slight downward drift, with previous repricing largely priced in. The market witnessed considerable demand for longer-dated instruments, as investors sought to secure returns before further declines.

The strongest buying pressure was observed on the short end of the curve, with benchmark papers such as MAR-27, FEB-28, and APR-29 declining by 30 basis points (bps), 15 bps, and 14 bps respectively. As a result, the average yield across the entire curve slipped by 8 bps, ending the week at 16.53%.

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Oil Prices Dip As EU Rolls Out Fresh Sanctions Against Russia, Global Trade Fears Mount

July 21, 2025

Oil markets began the week on a cautious note as European Union (EU) sanctions targeting Russian energy exports came into force, triggering a modest decline in crude prices. The move coincided with uncertainty surrounding international trade negotiations ahead of the impending August 1 U.S. tariff deadline.

Crude oil benchmarks remained range-bound, with prices hovering near $70 per barrel across global indices. The downward trend reflects the combined weight of escalating trade tensions, tepid global economic growth projections, and evolving geopolitical developments.

Brent crude futures fell by approximately 0.11% to $68.52 per barrel, down from $68.60 at the prior close. Meanwhile, the U.S. benchmark, West Texas Intermediate (WTI), declined 0.19%, trading at $65.87 per barrel, compared to its previous level of $66.

On Friday, the EU finalized its 18th sanctions package, directly targeting revenue streams from Russian oil. This latest round includes a reduction of the oil price cap from $60 to $47.60 per barrel and introduces a dynamic pricing mechanism to adapt to global market conditions.

Additionally, the sanctions blacklisted 105 more vessels involved in Russia’s so-called “shadow fleet,” bringing the total number of restricted ships to 444. These include international oil traders, shadow operators, and even an Indian refinery with ties to Russian oil giant Rosneft.

A separate import ban now prohibits refined petroleum products manufactured using Russian crude, even when processed through intermediary nations—excluding the U.S., UK, Canada, Norway, and Switzerland. The Czech Republic also lost its exemption for Russian crude imports under the new measures.

The global oil market is closely watching for disruptions to supply resulting from these restrictions.

In related developments, former U.S. President Donald Trump recently announced that he may impose 100% secondary sanctions on Russia if a ceasefire in Ukraine is not brokered within the next 50 days. NATO Secretary-General Mark Rutte, after meeting with Trump, warned nations like China, Brazil, and India of the risks of maintaining commercial ties with Moscow, cautioning that the U.S. could enforce retaliatory tariffs against them.

Meanwhile, diplomatic channels are stirring again as Iran confirmed plans to resume nuclear negotiations with France, the UK, and Germany in Istanbul on July 25. This has raised expectations that sanctions might ease, increasing global oil supply and potentially exerting further downward pressure on prices.

Traders are also wary of upcoming U.S. trade policy decisions. Trump is reportedly pushing for new 15%-20% tariffs on the EU, and just last week, he unveiled a sweeping 30% tariff on all EU imports, effective from August 1. These developments have further unsettled investor confidence.

The demand side of the oil equation also remains shaky. Despite OPEC’s latest forecast projecting a 1.3 million barrels per day (bpd) increase in 2025, bringing total demand to 105.13 million bpd, its June report revealed rising production figures. OPEC alone added 220,000 bpd, while the broader OPEC+ bloc increased output by 349,000 bpd, reaching 41.56 million bpd in total.

This rise in supply, coupled with cautious demand growth, has heightened expectations of a looming market surplus.

Adding to bearish sentiment, inflation data in the U.S. revealed that the Consumer Price Index (CPI) rose 2.7% in June—up from 2.4% in May—fueling speculation around potential Federal Reserve interest rate hikes. A stronger dollar tends to suppress oil demand globally by making purchases more expensive for holders of other currencies.

With OPEC+ increasing output and geopolitical friction rising, the global oil market faces a delicate balancing act in the weeks ahead.

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Dollar To Naira Exchange Rate For 21st July 2025

July 21, 2025

Dollar To Naira Exchange Rate For 8th Dec 2023

The exchange rate between the Naira and the US dollar, according to the data released on the FMDQ Security Exchange, the official forex trading portal, showed that the naira closed at 1545.00 per $1 on Monday, July 21st, 2025. The naira traded as high as 1520.00 to the dollar at the investors and exporters (I&E) window on Sunday.

Table of Contents

How much is a dollar to naira today in the black market?

Dollar to naira exchange rate today black market (Aboki dollar rate):

The exchange rate for a dollar to naira at Lagos Parallel Market (Black Market) players buy a dollar for ₦1530 and sell at ₦1540 on Sunday 20th July, 2025, according to sources at Bureau De Change (BDC).

Please note that the Central Bank of Nigeria (CBN) does not recognize the parallel market (black market), as it has directed individuals who want to engage in Forex to approach their respective banks.

Dollar to Naira Black Market Rate Today

Dollar to Naira (USD to NGN)	Black Market Exchange Rate Today
Buying Rate	₦1530
Selling Rate	₦1540

Dollar to Naira CBN Rate Today

Dollar to Naira (USD to NGN)	CBN Rate Today
Highest Rate	₦1536
Lowest Rate	₦1528

Please note that the rates you buy or sell forex may be different from what is captured in this article because prices vary.

Stanbic IBTC Shares Hit Record High As Investors Anticipate Strong H1 Earnings

MTN Nigeria Rolls Out Mega Billion Promo To Create 195 Millionaires In 90 Days

July 21, 2025

MTN Nigeria has launched the Mega Billion Promo, a nationwide reward campaign aimed at cushioning the impact of the current economic downturn and recent tariff adjustments on its subscribers. The three-month initiative is set to produce 195 millionaires and benefit over 5,000 additional winners.

Described as one of the largest loyalty schemes in the country’s telecommunications industry, the promo underscores the company’s drive to appreciate and empower its customers.

Speaking at the unveiling, Chief Marketing Officer of MTN Nigeria, Onyinye Ikenna-Emeka, said the initiative goes beyond mere giveaways. “The Mega Billion Promo is a strategic platform designed to empower Nigerians through MoMo PSB, our payment service bank, which facilitates seamless prize disbursements and drives financial inclusion,” she said.

A major highlight of the campaign is the daily live draws, which are streamed across MTN’s social media platforms, including YouTube, Instagram, and Facebook. The live draw held on Saturday, July 19, at the MTN Park Rooftop, Ikoyi, Lagos, featured entertainment personalities such as Ehiz Dadaboy, Ijekimora, and Moet Abebe, and drew participation from several media houses and digital content creators, including Salemkinging and Synache.

During the live event, a winner of ₦2 million was contacted on air and expressed disbelief and excitement upon receiving the news.

Providing further details, Senior Manager, Consumer Segment Mass Marketing, Debo Agun, disclosed that 63 winners are selected each weekday, while 104 emerge on Saturdays. Prizes range from ₦5,000 to ₦10 million, the latter being the top-tier jackpot awarded weekly.

Participation is free and open to MTN subscribers aged 18 and above. To enter, customers must opt in via one of several channels: by dialling *900#, sending “MEGA” to 900, using the MyMTN app, or visiting the official promo website. Once registered, subscribers earn one point for every ₦100 airtime recharge through eligible platforms such as bank channels, MoMo, VTU, USSD, or Logical Pins. Airtime shared via MTN Share or borrowed credit does not qualify.

The draws are powered by a randomised number system, weighted by the number of points accumulated. Recharges made before 5:00 p.m. qualify for the day’s draw, while those made after count towards the following day.

Reinforcing the company’s customer-first approach, Chief Customer Relations and Experience Officer, Ugonwa Nwoye, said: “The Mega Billion Promo is our way of recognising the loyalty of our customers. It affirms that the device in their hand is more than a communication tool — it is a gateway to meaningful opportunities.”

All cash prizes will be paid exclusively through MTN’s MoMo PSB platform, ensuring swift and secure disbursement while deepening access to digital financial services.

Through this campaign, MTN Nigeria reaffirms its commitment to enhancing customer satisfaction, supporting economic resilience, and fostering inclusive development across the country.

Stanbic IBTC Shares Hit Record High As Investors Anticipate Strong H1 Earnings

July 21, 2025

Stanbic IBTC Holdings Plc saw its stock climb to an all-time high of N99.50 last week, bolstered by upbeat investor sentiment ahead of its anticipated half-year earnings release.

Data from the Nigerian Exchange reveals that Stanbic IBTC outpaced other Tier-1 banks in terms of weekly stock performance, recording a 18.4% rise. The surge was fueled by significant buy-side transactions, positioning the bank among the week’s top gainers in both absolute and relative terms.

On Friday alone, 5.739 million shares changed hands, generating a market value of N570.433 million. The stock’s appreciation added N245.682 billion to Stanbic IBTC’s market capitalization, which now stands at N1.582 trillion across 15.901 billion outstanding shares.

Investors appear to be positioning for potential interim dividends as Stanbic IBTC prepares to release its audited financial results for H1 2025. According to regulatory disclosures, the company’s board is reviewing its performance figures, which will be submitted to the Central Bank of Nigeria for approval before the final release on or before August 29, 2025.

Analysts say the rapid price appreciation and trading volume underscore market expectations of strong earnings and dividend announcements. The rally also reflects confidence in Stanbic IBTC’s robust fundamentals and strategic outlook.

US Stock Market Show Mixed Performance As Earnings, CPI, And Fed Commentary Shape Sentiment

Zenith Bank Wins Nigeria’s Best Bank At 2025 Euromoney Awards

July 21, 2025

Zenith Bank Plc has been honored with the title of “Nigeria’s Best Bank” at the 2025 Euromoney Awards for Excellence, reinforcing its reputation as the country’s leading financial institution.

The prestigious accolade was awarded during a ceremony held on July 17, 2025, at The Peninsula in London. The award recognizes Zenith Bank’s exceptional customer service, financial innovation, and shareholder value creation.

Euromoney’s Awards for Excellence is a globally respected benchmark for financial industry performance. This year, over 770 financial institutions—including international giants such as HSBC, CitiBank, Morgan Stanley, DBS, Barclays, and Standard Bank—submitted entries across various categories.

Speaking after receiving the award, Zenith Bank’s Group Managing Director and Chief Executive Officer, Dame Dr. Adaora Umeoji, OON, expressed delight at the recognition.

“This award affirms our relentless drive to deliver value to our stakeholders and the trust that our customers continue to place in us,” she said. “We remain committed to shaping the future of financial services in Nigeria and beyond, through sound governance, integrity, and operational excellence.”

Dr. Umeoji dedicated the recognition to Zenith Bank’s customers and commended the visionary leadership of the bank’s Founder and Chairman, Jim Ovia, CFR. She also acknowledged the contributions of the Board and staff, whose commitment has helped establish Zenith Bank as a globally respected financial institution.

This latest win solidifies Zenith Bank’s position at the forefront of Nigeria’s banking sector and highlights its ongoing efforts to set new benchmarks in service delivery, innovation, and corporate governance.

US Stock Market Show Mixed Performance As Earnings, CPI, And Fed Commentary Shape Sentiment

Access Holdings Sees Sharp Market Rally Amid Investor Optimism And Growth Projections

July 21, 2025

Access Holdings Plc experienced a strong rally on the Nigerian Exchange last week, driven by investor confidence and sustained bargain hunting. The financial giant saw its market capitalization jump by N109.301 billion, representing an 8.3% increase over the period.

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This renewed investor enthusiasm was fueled by robust earnings expectations and a hint at interim dividends, which collectively encouraged widespread open market activity in the company’s shares. By Friday, Access Holdings’ stock settled at N26.85 after 113.8 million units—worth N3.069 billion—were traded.

Despite hitting an intraday high of N28 per share during the week, the momentum moderated slightly. With 53.317 billion shares outstanding, Access Holdings’ valuation stood at N1.431 trillion—trading at a 7% discount to its 52-week high.

According to Cowry Asset Management Limited, the banking conglomerate holds significant upside potential, with a target price of N36.50. Zedcrest Limited also echoed a bullish stance, setting a target price of N35.76 and recommending a “Buy” rating. Analysts polled by MarketForces Africa highlighted that Access Holdings remains undervalued compared to peers across emerging markets.

Some market watchers suggest that the group is still priced more like a traditional bank rather than a diversified financial services conglomerate, signaling the possibility of substantial revaluation ahead.

Q2 2025 Earnings Outlook

With its Q2 2025 earnings release anticipated soon, analysts project that Access Holdings will maintain its growth momentum into the second half of the year. A note from Zedcrest Research forecasts full-year gross earnings of N5.50 trillion—an increase of 13.2% year-on-year—driven by an expected 8.6% uptick in interest income to N3.92 trillion.

Operating expenses are projected to grow by 9.6% to N1.59 trillion due to ongoing tech investments and inflationary pressures. Nonetheless, efficiency gains are expected to bring the cost-to-income ratio down to 56.1% from 60.4% in 2024.

Zedcrest anticipates a 16.4% rise in pre-tax profit to N952 billion and a 15.4% increase in after-tax profit to N741 billion—largely attributed to stable earnings and improved tax planning.

Interim Dividend Signal

In a regulatory update filed with the NGX, Access Holdings announced that its Board of Directors will convene on July 30, 2025, to review and approve its audited half-year financial results. The company also signaled the possibility of an interim dividend being declared during this meeting.

The group began its closed period on July 1, thereby restricting trading activity by insiders and connected persons in the company’s stock until the results are officially disclosed.

Nigerian Exchange Surpasses Inflation with 27.84% Market Return

Saudi Arabia’s ‘Sleeping Prince’ Passes Away After 19 Years In Coma

July 21, 2025

Prince Al-Waleed bin Khaled bin Talal Al Saud, famously known across the kingdom and beyond as the “Sleeping Prince,” has died at the age of 36 following nearly two decades in a coma after a tragic car accident.

The prince’s prolonged medical ordeal began in 2005 when, at the age of 15, he was involved in a severe automobile crash in London. The accident caused significant brain trauma, including a haemorrhage and internal injuries, leaving him in a vegetative state. Since then, he had been on life support at King Abdulaziz Medical City in Riyadh, receiving round-the-clock care.

The somber news was confirmed by his father, Prince Khaled bin Talal Al Saud, who announced the passing via a heartfelt message posted on X (formerly Twitter) on Saturday.

“With hearts that submit to Allah’s will and decree, and with profound sorrow, we mourn the loss of our beloved son: Prince Al-Waleed bin Khaled bin Talal bin Abdulaziz Al Saud. May Allah shower him with His mercy,” the post read.

At the time of the life-altering crash, Prince Al-Waleed had been a student at a military academy in London. Despite early medical assessments that predicted little to no chance of recovery, his father never gave up on him. Prince Khaled remained steadfast in his decision to keep his son on life support, often expressing his enduring hope for a miracle.

The death of the young royal has prompted an emotional response online, with tributes flooding social media platforms. The hashtag #SleepingPrince quickly began trending, as users paid respects to a prince who touched hearts even in silence.

“May Prince Al-Waleed bin Khaled rest peacefully. My condolences to his family,” one tribute read.

Another said, “His presence was a source of hope and strength. He will never be forgotten.”

A third message simply stated, “May his soul find eternal peace.”

Funeral rites are scheduled to be held at the Imam Turki bin Abdullah Mosque in Riyadh, where mourners will gather to pay their final respects to the prince whose life, though largely silent, resonated with millions.

Nigerian Exchange Surpasses Inflation with 27.84% Market Return

Interest Rates Climb Amid Liquidity Crunch As Nigerian Banks Scramble For Cash

July 21, 2025

"We Are Not Replacing Naira Notes" - CBN

The Nigerian financial system witnessed a notable surge in money market interest rates last week, as commercial banks faced intense competition for scarce liquidity amid foreign exchange interventions and statutory payments. A combination of factors, including the settlement of the Asset Management Corporation of Nigeria (AMCON) levy and central bank forex obligations, contributed to a deepening funding gap across the market.

With no inflows from Open Market Operations (OMO) or Treasury bill maturities, liquidity in the system dried up, pushing short-term interest rates as high as 32%. The growing strain prompted a spike in interbank borrowing activities, with deposit money banks (DMBs) seeking funds to meet operational demands amid tightening liquidity.

Recent financial data shows the system’s deficit ballooned to ₦659.92 billion by the end of the trading week. According to analysts, the drawdown was exacerbated by the dual settlement obligations placed on DMBs by both the AMCON and Central Bank of Nigeria (CBN). The resulting liquidity withdrawal amounted to ₦442.88 billion, shifting the financial system’s position from a debit of ₦281.86 billion to a staggering ₦724.74 billion. This, despite a modest ₦65.36 billion injection from a Federal Government bond coupon payment.

Analysts at Cowry Asset Management noted that the mounting liquidity stress prompted a bidding war among financial institutions, particularly in the short-term and overnight markets, where demand outpaced supply.

In spite of the tightening, the Overnight Nigerian Interbank Offered Rate (NIBOR) edged down by 4 basis points, closing the week at 32.71% compared to 32.75% the week before. This marginal decline suggests some stability in very short-term borrowing conditions, likely due to temporary overnight adjustments.

However, pressure remained on medium-term lending rates. The 1-month, 3-month, and 6-month NIBOR rates saw upticks to 27.86% (+22 bps), 28.14% (+10 bps), and 28.66% (+13 bps), respectively, underlining the persistent stress in securing term funding.

Meanwhile, benchmark interbank lending rates—specifically the Open Buy Back (OBB) and Overnight (O/N) rates—continued their upward trajectory. The OBB rate climbed to 32.33% from 31.50%, while the O/N rate closed at 32.67%, up from the previous 32.17%. These metrics point to a sustained increase in overnight borrowing costs, reflecting tighter cash availability across the board.

Market participants are looking ahead with cautious optimism, as a scheduled ₦326.88 billion in Treasury bill maturities is expected to re-inject much-needed liquidity into the system. This inflow could ease short-term funding constraints, potentially alleviating pressure on interbank borrowing rates and providing temporary relief to the banking sector.

Dangote Refinery Targets 700,000bpd In Strategic Capacity Boost

US Stock Market Show Mixed Performance As Earnings, CPI, And Fed Commentary Shape Sentiment

July 20, 2025

U.S. equity markets posted mixed results at the close of last week as investors weighed corporate earnings, inflation metrics, and commentary surrounding Federal Reserve leadership.

The S&P 500 index climbed to 6,296.79 from 6,259.75 the previous week, while the Nasdaq Composite rose to 20,895.66 from 20,585.53. Meanwhile, the Dow Jones Industrial Average recorded a minor drop, ending at 44,342.19 compared to 44,371.51 a week earlier.

A surge in corporate earnings helped sustain risk appetite, with both the S&P 500 and Nasdaq reaching record highs. However, macroeconomic indicators and political statements regarding Fed Chair Jerome Powell added complexity to investor sentiment.

Consumer Price Index (CPI) data revealed a 0.3% increase in June, matching forecasts and surpassing May’s 0.1% rise. Annual CPI climbed to 2.7%, slightly above the 2.6% projection, while Core CPI rose by 0.2% month-on-month, short of the anticipated 0.3%.

Meanwhile, the Producer Price Index (PPI) was flat for June, following a 0.3% gain in May. Core PPI also showed no movement, falling below Bloomberg’s 0.2% projection and the previous 0.4% increase.

Political buzz stirred after reports surfaced that former President Donald Trump had told Republican lawmakers he intended to remove Fed Chair Powell. Trump later retracted the statement, calling it “highly unlikely,” amid criticism of renovation expenditures at the Federal Reserve’s facilities.

In response, the Fed released a letter defending the costs and reaffirming its independence. Speaking at the NYU Money Marketeers event, Fed Governor Christopher Waller advocated for a 25 basis point rate cut in July, noting the need for flexibility depending on future data. Chair Powell, however, maintained a more cautious approach amid uncertainty over international tariffs.

Retail activity showed strength in June, with sales climbing 0.6%, beating forecasts of 0.1%. Even after excluding automobiles and flat gasoline prices, retail sales grew by 0.6%, reversing May’s decline.

As Wall Street digests these developments, investors remain on alert for further signals from the Fed, earnings updates, and macroeconomic indicators that may shape the trajectory for the remainder of Q3.

Naira Strengthens Following Central Bank Dollar Injection Amid Easing FX Pressure

Dangote Refinery Targets 700,000bpd In Strategic Capacity Boost

July 20, 2025

The Dangote Petroleum Refinery located in Lagos is undergoing a significant enhancement process aimed at increasing its processing capacity from 650,000 barrels per day (bpd) to 700,000bpd, according to an update shared by the President of the Dangote Group, Alhaji Aliko Dangote.

The capacity upgrade, which adds an additional 50,000bpd, is scheduled for completion in the final quarter of 2025. During a recent guided tour of the Lekki-based facility with journalists and stakeholders, Dangote revealed that the ongoing modifications have temporarily limited the refinery from achieving full operational output this year.

He noted that while the Residue Fluid Catalytic Cracking (RFCC) unit — a crucial component used to transform heavy petroleum fractions into lighter fuels like gasoline and diesel — is currently functioning at 85% efficiency, other divisions within the refinery have exceeded 100%, with some even reaching 145%.

“Our RFCC is currently at 85 per cent capacity. We’re not yet at 100 per cent due to the technical modifications under way. Once those are finalized by year-end, we anticipate the plant will operate at 700,000 barrels daily,” Dangote stated.

In terms of crude sourcing, he disclosed that the refinery secured 19 million barrels of crude oil from the United States between June and July. Ten million of those barrels were acquired in early July alone, accounting for roughly 55% of the refinery’s current feedstock.

Dangote also recounted his earlier ambition to purchase existing state-owned refineries, a plan that was halted in 2007 under former President Umar Musa Yar’Adua. That decision became the catalyst for his commitment to build the $20 billion mega-refinery aimed at addressing Africa’s long-standing fuel dependence.

Reflecting on the journey, Dangote admitted the challenges were more complex than anticipated: “People often compare building a refinery to constructing a house, but the truth is that if I had known the hurdles involved, I probably wouldn’t have embarked on it. But we kept pushing forward, driven by our belief that nothing is impossible.”

He highlighted the strategic importance of a functioning refinery in Africa, given that most African nations, with the exception of Algeria and Libya, are heavily reliant on fuel imports. “If you look around Sub-Saharan Africa, you’ll see massive oil tankers in ports like Lome — a testament to the continent’s dependence on imported fuel, which continues to undermine local industry,” Dangote remarked.

Naira Strengthens Following Central Bank Dollar Injection Amid Easing FX Pressure

Nigerian Exchange Surpasses Inflation with 27.84% Market Return

July 20, 2025

The Nigerian Exchange (NGX) has delivered an impressive 27.84% year-to-date return, significantly outpacing the nation’s inflation rate of 22.22%, according to closing figures from last Friday’s trading session.

This performance signals strong investor sentiment, as domestic and international traders continue to increase exposure to Nigeria’s equity market in anticipation of robust corporate earnings and macroeconomic reforms.

The rally has been driven by strategic investments in fundamentally strong sectors such as banking, consumer goods, industrials, and energy. Analysts at MarketForces Africa noted that the NGX return has become a benchmark for evaluating the viability of financial instruments in 2025, emphasizing that any investment yielding below 28% is no longer competitive.

“Inflation-adjusted returns from the Nigerian Exchange have set a new standard. Compared to the debt market where yields average around 20%, the NGX has become the go-to platform for inflation-protected investing,” the report stated.

While the equities market remains bullish, Cowry Asset Limited warned of potential corrections on the horizon. The Relative Strength Index (RSI) currently stands at 92.41, indicating that the NGX All-Share Index is in overbought territory. Nonetheless, technical indicators show the index is still trading well above the trend line, supported by the 50-day Exponential and Simple Moving Averages.

Market watchers believe that the ongoing earnings season, which is expected to bring strong financial results from several blue-chip companies, could further solidify investor confidence.

With foreign portfolio inflows on the rise and domestic reforms gaining traction, analysts suggest that the Nigerian capital market is poised for continued resilience in the face of inflationary pressure.

Naira Strengthens Following Central Bank Dollar Injection Amid Easing FX Pressure

Stanbic IBTC Ignites The Investment Spark With InvestBeta Season 2

July 20, 2025

Following the success of its debut season, Stanbic IBTC Asset Management, a subsidiary of Stanbic IBTC Holdings PLC, announces the return of the InvestBeta Game Show, with registration officially open.

The second season of the InvestBeta show builds on the first edition, aimed at equipping young Nigerians with real-world financial skills in a fun, relatable, and competitive format. The show’s first season, which aired in 2024, captured the attention of Gen-Z viewers across the country, blending entertainment with investment education in a way that had never been done before. With positive feedback, it proved that young Nigerians are ready to learn how to grow their money, and all they need is the right platform.

The new season reflects the Group’s broader youth-focused mission through Beyond Dreams, its dynamic community created for Nigerians aged 18–30. The community aims to help young people turn their aspirations into reality through secure, timely and smart investment choices. Since its inception, Beyond Dreams has grown to a network of over 90,000 young members, generated 2,100+ new investment accounts, and continues to position the Group as a trusted partner in the financial futures of Nigeria’s youth.

Busola Jejelowo, Chief Executive, Stanbic IBTC Asset Management noted InvestBeta reflects our deep commitment to financial education. She said, “We understand that today’s young people want more than just advice but practical, hands-on experience. This is why the InvestBeta game show is here to change how young Nigerians see money and what they can do with it.”

Entries are now open to eligible young Nigerians who want to be part of Season 2. Registration is free via the official link: https://bit.ly/StanbicIBTCInvestBeta. Successful applicants will be selected to compete in a series of challenges designed to test their knowledge, strategy, and creativity around real-life financial scenarios.

And for those who missed the first season, full episodes are available to watch on Stanbic IBTC’s official YouTube channel. From quick financial questions to investment tips, Season 1 offered real lessons with real impact, and Season 2 is gearing up to raise the bar.

To stay in the loop, follow @beyonddreamsng across all social media platforms and be part of the countdown to the second season of Nigeria’s most engaging youth-focused investment competition.

If you are 18 to 26, curious about how money works, and ready to build your future, this is your sign.

Ruthless Super Falcons Crush Zambia To Secure WAFCON Semi-Final Spot