The Nigerian Exchange (NGX) has delivered a year-to-date return of 17.55%, reinforcing the stock market as a highly rewarding platform for wealth creation. Analysts suggest that any investment performing below this threshold may require a portfolio adjustment.
Although investing in equities carries risks, so does any aspect of life, experts argue. What truly matters is how investors position themselves to leverage opportunities. Many companies listed on the NGX have outperformed the benchmark index, providing returns that exceed the 18% mark within just half a year.
Meanwhile, Nigeria’s fixed-income market remains attractive, with Treasury bill yields hovering near 20% annually. The country’s dual strength in equities and fixed-income securities has proven effective in shielding investors from inflation, especially now that inflation is gradually moderating while interest rates stay elevated.
Market watchers advise that selective stock picking remains crucial, as many companies have been re-rated positively in line with improved macroeconomic fundamentals. Even low-cap “kobo stocks” are yielding strong returns for investors with smaller capital.
Analysts also caution that individuals without investments risk long-term financial stagnation. Building wealth, they note, requires channeling funds into passive income streams such as equities, bonds, or other investment vehicles that allow money to work on behalf of the investor.











